Protect yourself from interest rate rises with our competitive fixed rate mortgages. Choose from 2, 3, 5, or 10-year fixed terms.
| Term | Rate | APR | Max LTV | Product Fee |
|---|---|---|---|---|
| 2 Year Fixed | 2.89% | 3.1% APR | 95% | £999 |
| 3 Year Fixed | 3.09% | 3.2% APR | 90% | £999 |
| 5 Year Fixed | 3.29% | 3.4% APR | 85% | £1,499 |
| 10 Year Fixed | 3.89% | 4.1% APR | 80% | £1,999 |
A fixed rate mortgage guarantees your interest rate for a set period. This means your monthly mortgage payments stay the same throughout the fixed term, regardless of what happens to interest rates in the wider market.
After the fixed rate period ends, you'll typically move to your lender's standard variable rate (SVR), which may be higher. Most borrowers choose to remortgage to a new deal before this happens.